Small Business Funding
Grants & Loan Resources
Finding the right financial support can be daunting, but you don’t have to navigate it alone. Consider these resources for grants, loans, and expert guidance to help you secure the funding you need.
Business Impact NW
Business Impact NW empowers underserved communities with flexible lending solutions, including small business loans and commercial real estate loans. Certified counselors will help you prepare a strong loan application. Loans range from $5,000 to $500,000 for small businesses and up to $750,000 for commercial real estate. Learn more.
CRAFT3
Craft3 is a nonprofit community lender dedicated to fostering a thriving and equitable Pacific Northwest. Their flexible loan options include general business loans, bridge loans, real estate loans, construction loans, and Shari’a-compliant financing to help businesses access the capital they need. Craft3 also provides practical tools like The Definitive Guide to Getting Loan Ready to guide and support you through the lending process. Learn More
Livelihood NW
Livelihood NW can help you make confident financial decisions and navigate lending resources. Start-ups can explore options like crowdfunding or pitch competitions. Their advisors help with credit repair and debt consolidation. Though Livelihood NW doesn’t provide loans, they can recommend trusted options and connect you to grants, subsidies, and programs that help reduce costs and expand your access to capital. Learn more.
MESO
MESO is a trusted partner for small businesses, offering a range of services as an SBA micro-lender, IDA fiduciary, and USDA RMAP lender. MESO offers access to capital, business planning, market research, IDAs, workshops, networking, and mentorship. MESO provides a Credit Builder Loan and other Small Business Loans up to $250,000. They also provide a Loan Glossary and uphold the Small Business Borrowers’ Bill of Rights to ensure fair financing. Learn more.
Community LendingWorks
Community LendingWorks provides affordable loans and free financial counseling to help small businesses grow. Their Marketplace Loan (up to $3,000) supports artisans and vendors with short-term funding, while the Small Business Loan (up to $100,000) assists entrepreneurs in starting or expanding their businesses. Dedicated loan officers guide borrowers through every step of the process. In partnership with DevNW, CLW offers free financial counseling to help strengthen credit, budget effectively, and reduce debt. Learn more.
Hello Alice
Hello Alice is a free online platform that supports small business owners at different stages of their entrepreneurial journey. It offers information about funding opportunities, educational materials, and a community of small business owners. Through the Small Business Funding Center, you can explore grants, loans, and other financial resources. The platform also provides personalized recommendations and tools to help entrepreneurs navigate the challenges of running and growing a business. Learn more.
SBA Loans & Resources
The U.S. Small Business Administration (SBA) helps small businesses thrive by increasing access to funding through partnerships with lenders. Loan options range from 7(a) loans for diverse needs to 504 loans for fixed-rate funding and microloans of up to $50,000. The SBA also licenses Small Business Investment Companies (SBICs), offers low-interest disaster loans, guarantees surety bonds, and provides limited small business grants. Learn more.